These Terms & Conditions govern your access to and use of the ruby88 online gaming platform. Please read them carefully before registering an account or placing any wagers.
Welcome to ruby88. These Terms & Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("Player", "User", "you") and ruby88 ("ruby88", "we", "us", "our"), the operator of the online gaming platform accessible at ruby88.one.
By accessing the ruby88 website, creating an account, making a deposit, or participating in any game or promotion offered on the platform, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must immediately cease using the ruby88 platform.
These Terms apply to all users of the ruby88 platform, including registered players, visitors, and any person who accesses any part of the ruby88 website. These Terms should be read in conjunction with our Privacy Policy and our Responsible Gaming Policy, both of which are incorporated herein by reference.
Important: ruby88 is an online gaming platform intended for entertainment purposes. All gaming activity on ruby88 involves real money and real risk. Please play responsibly and only wager amounts you can afford to lose.
Access to and use of the ruby88 platform is subject to the following eligibility requirements, all of which must be satisfied at all times during your use of the platform:
Age Verification: ruby88 reserves the right to request proof of age and identity at any time. Accounts found to belong to persons under 21 years of age will be immediately suspended, all winnings forfeited, and deposits returned in accordance with applicable regulations. Providing false information regarding your age is a serious violation of these Terms.
By registering an account with ruby88, you represent and warrant that you meet all of the eligibility requirements set out above. ruby88 reserves the right to verify your eligibility at any time and to suspend or terminate your account if eligibility requirements are not met.
To access the full range of ruby88 services, you must register a player account. During registration, you are required to provide accurate, complete, and current information, including but not limited to your full legal name, date of birth, Philippine mobile number, and any other information requested by ruby88 for identity verification purposes.
You agree to maintain and promptly update your account information to ensure it remains accurate and complete at all times. Providing false, misleading, or incomplete information during registration or at any subsequent time is a material breach of these Terms and may result in immediate account suspension or termination.
Each player is permitted to hold only one (1) registered account on the ruby88 platform. The creation of multiple accounts by a single individual — whether using the same or different personal details — is strictly prohibited. ruby88 employs technical and manual verification measures to detect duplicate accounts. Where duplicate accounts are identified, ruby88 reserves the right to close all associated accounts and forfeit any balances therein.
You are solely responsible for maintaining the confidentiality of your ruby88 login credentials, including your username and password. You agree to:
ruby88 will not be liable for any loss or damage arising from your failure to maintain the security of your account credentials. Any activity conducted through your account will be deemed to have been authorized by you unless you have notified ruby88 of a security breach in a timely manner.
ruby88 is required to conduct Know Your Customer (KYC) verification in accordance with applicable Philippine anti-money laundering regulations. You may be required to submit government-issued identification documents, proof of address, and proof of payment method ownership before withdrawals are processed. Failure to complete KYC verification within the timeframe specified by ruby88 may result in the suspension of withdrawal privileges.
ruby88 accepts deposits via the following payment methods available to Philippine players: GCash, PayMaya (Maya), and bank transfer through participating Philippine banks including BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank. Debit card deposits may also be available subject to your issuing bank's policies.
The minimum deposit amount is ₱100. Deposits are credited to your ruby88 wallet in Philippine Peso (₱). ruby88 does not charge fees on deposits, though your payment provider may apply their own transaction fees. All deposits must originate from a payment method registered in your own name — third-party deposits are not permitted.
Prohibited Deposit Methods: ruby88 does not accept deposits via cryptocurrency of any kind, or via credit card. These payment methods are not supported on the platform in compliance with applicable Philippine regulations.
Withdrawal requests are processed to the same payment method used for the most recent deposit, subject to KYC verification requirements. ruby88 aims to process withdrawal requests within 15 minutes of approval, 24 hours a day, 7 days a week, including Philippine public holidays.
ruby88 reserves the right to request additional verification documentation before processing any withdrawal. Withdrawals may be delayed or declined where ruby88 has reasonable grounds to suspect fraudulent activity, money laundering, or a breach of these Terms.
All transactions on the ruby88 platform are conducted in Philippine Peso (₱). ruby88 does not support multi-currency accounts. Any currency conversion costs incurred by your payment provider are your sole responsibility.
ruby88 offers various bonuses and promotional offers to eligible players from time to time, including but not limited to welcome bonuses, deposit match bonuses, cashback offers, free spins, and tournament prizes. All bonuses and promotions are subject to the following general terms, as well as any specific terms communicated at the time the offer is made:
Specific wagering requirements, eligible games, and expiry dates for each promotion are detailed on the relevant promotion page within the ruby88 platform. Players are encouraged to review these terms before claiming any offer.
Each game available on the ruby88 platform is governed by its own specific rules, which are accessible within the game interface. Players are responsible for familiarizing themselves with the rules of each game before placing wagers. ruby88 accepts no liability for losses arising from a player's failure to understand the rules of a game.
All games on the ruby88 platform that involve an element of chance use certified Random Number Generator (RNG) technology. The RNG systems used by ruby88's game providers are independently audited and certified to ensure that game outcomes are genuinely random, unpredictable, and not subject to manipulation by ruby88 or any third party.
In the event of a technical malfunction, game error, or system failure that affects the outcome of a game, ruby88 reserves the right to void the affected game round and return the wager to the player's account. ruby88 will not be liable for any losses arising from technical malf unctions beyond the return of the original wager amount. Any winnings generated as a result of a malfunction are void and will not be paid out.
ruby88 is not responsible for losses incurred as a result of internet disconnections, power outages, or other connectivity issues on the player's end. Where a disconnection occurs during an active game round, the game will resume from its last confirmed state upon reconnection. Players are advised to maintain a stable internet connection when playing for real money.
The following conduct is strictly prohibited on the ruby88 platform. Engaging in any of the following may result in immediate account suspension, termination, forfeiture of balances, and referral to relevant law enforcement authorities:
Anti-Money Laundering: ruby88 is committed to full compliance with Philippine anti-money laundering laws, including the Anti-Money Laundering Act (AMLA) as amended. All suspicious transactions are reported to the Anti-Money Laundering Council (AMLC) as required by law. ruby88 cooperates fully with all relevant Philippine regulatory and law enforcement authorities.
ruby88 is committed to promoting responsible gaming and player wellbeing. We recognize that gambling can become harmful for some individuals, and we take our duty of care to our players seriously.
ruby88 provides the following responsible gaming tools, accessible directly within your account settings:
If you believe your gambling is becoming a problem, we strongly encourage you to make use of these tools and to seek support from qualified organizations. ruby88 supports access to responsible gaming resources available in the Philippines.
Gambling is addictive. Know when to stop. ruby88 enforces a strict 21+ age policy. If you are concerned about your gambling habits or those of someone you know, please visit our Responsible Gaming page for tools and support resources.
All content on the ruby88 platform — including but not limited to the ruby88 name, logo, trademarks, website design, graphics, text, software, game content, and all other materials — is the exclusive property of ruby88 or its licensors and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the ruby88 platform solely for your personal, non-commercial entertainment purposes, subject to these Terms. This licence does not include the right to:
Any unauthorized use of ruby88's intellectual property is a material breach of these Terms and may give rise to legal action. All rights not expressly granted herein are reserved by ruby88.
To the fullest extent permitted by applicable Philippine law, ruby88 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the ruby88 platform, including but not limited to:
ruby88's total aggregate liability to you for any claim arising out of or in connection with these Terms or your use of the platform shall not exceed the total amount deposited by you into your ruby88 account in the thirty (30) days immediately preceding the event giving rise to the claim.
Nothing in these Terms shall limit or exclude ruby88's liability for fraud, gross negligence, or any other liability that cannot be excluded or limited under applicable Philippine law.
The ruby88 platform is provided on an "as is" and "as available" basis. ruby88 makes no warranties, express or implied, regarding the platform's fitness for a particular purpose, uninterrupted availability, or freedom from errors or viruses.
ruby88 collects, processes, and stores your personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the ruby88 platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.
ruby88 is committed to protecting your personal data in accordance with applicable Philippine data protection laws, including the Data Privacy Act of 2012 (Republic Act No. 10173). Your personal data will not be sold to third parties. It may be shared with regulatory authorities, payment processors, and identity verification providers as necessary to operate the platform and comply with legal obligations.
For full details on how ruby88 collects, uses, stores, and protects your personal data, and for information on your rights as a data subject under Philippine law, please review our Privacy Policy.
ruby88 reserves the right to suspend, restrict, or permanently terminate your account at any time, with or without prior notice, if ruby88 has reasonable grounds to believe that you have:
Upon termination for cause, ruby88 reserves the right to forfeit any bonus balances and winnings derived from prohibited conduct. Deposits made in good faith will be returned subject to the completion of any applicable verification requirements and deduction of any amounts owed to ruby88.
You may request the closure of your ruby88 account at any time by contacting our customer support team. Upon account closure, any remaining real-money balance will be returned to you via your registered payment method, subject to the completion of KYC verification and any applicable withdrawal processing times. Bonus balances that have not met wagering requirements will be forfeited upon voluntary account closure.
These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
In the event of any dispute between you and ruby88 arising from your use of the platform or these Terms, the parties agree to first attempt to resolve the dispute through good-faith negotiation. You may contact ruby88's customer support team to initiate this process.
If a dispute cannot be resolved through negotiation within thirty (30) days, either party may refer the matter to the appropriate regulatory authority or to the courts of competent jurisdiction in the Philippines. ruby88 operates within a PAGCOR-regulated framework, and certain disputes may be subject to PAGCOR's dispute resolution procedures.
ruby88 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, ruby88 will notify registered players via email or through a prominent notice on the platform prior to the changes taking effect. The "Last Updated" date at the top of this page will be revised to reflect the date of the most recent changes.
Your continued use of the ruby88 platform following the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not agree with the amended Terms, you must cease using the platform and may request account closure in accordance with Section 12.2.
It is your responsibility to review these Terms periodically to stay informed of any updates. ruby88 recommends bookmarking this page and checking it regularly.
If you have any questions, concerns, or complaints regarding these Terms & Conditions, or any aspect of the ruby88 platform, please contact our customer support team through the following channels:
For responsible gaming concerns, self-exclusion requests, or account restriction queries, our dedicated player protection team is available around the clock. Please visit our Responsible Gaming page for additional resources and support information.
These Terms & Conditions were last reviewed and updated in January 2026. ruby88 is committed to maintaining clear, fair, and transparent terms for all players on our platform.
The principles that underpin every rule in these Terms
Every rule in these Terms exists for a clear reason. ruby88 does not hide conditions in fine print. We write our Terms in plain language so every Filipino player understands exactly what they're agreeing to before they play.
ruby88 operates within a PAGCOR-regulated environment. This means our Terms, our operations, and our player protection practices are held to a defined regulatory standard — not just our own internal policies.
Our withdrawal policy is designed to get your money to you quickly. We target a 15-minute processing time, 24/7. The rules around withdrawals exist to protect players from fraud — not to create unnecessary delays.
Responsible gaming tools are not an afterthought at ruby88 — they are a core part of the platform. Deposit limits, self-exclusion, and session reminders are available to every player, at any time, with no questions asked.
ruby88 handles your personal data in accordance with the Philippine Data Privacy Act of 2012. We do not sell your data. We share it only where required to operate the platform or comply with legal obligations.
If you ever have a question about these Terms or any aspect of your ruby88 account, our support team is available around the clock via live chat. We're here to help — not to give you the runaround.
Now that you know the rules, join thousands of Filipino players who trust ruby88 for a fair, secure, and enjoyable online gaming experience. 21+ only — play responsibly.
21+ only · PAGCOR-regulated · Gambling is addictive. Know when to stop.